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Exploring The Nuances Of Immigration Law

Hi, I'm Dennis Gage. I'm here to talk to you about immigration law and the importance of securing an attorney early in the process. Upon moving away from my home country, I made a lot of missteps that landed me in trouble with the law. I faced court dates, fines and deportation from a lack of understanding about how the laws differed from place to place. I finally secured a an immigration attorney who helped me understand what I was up against. After solving my legal problems, I vowed to use my experience to help others facing a similar situation. I created this site to uphold that promise to myself. I will share information about immigration law around the world on a regular basis. I will also update my site with stories of immigration attempts and successes to give others hope. Please come back often.

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Exploring The Nuances Of Immigration Law

Taking Quick Bankruptcy Action

15 November 2017
 Categories: Law, Blog

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If you've filed for bankruptcy in the past, you may already be familiar with the relatively hefty paperwork burden that comes with the filing. Fortunately, there is a little-known trick that can allow you to file what is known as an emergency chapter 7 bankruptcy. If you need some quick relief, read on to find out more about filing this quick and easy emergency bankruptcy using chapter 7.

What's Your Hurry?

While it's important to carefully consider both the good and the bad points of a chapter 7 filing, the longer you procrastinate the filing the worse your financial situation could be. Unpaid bills can lead to lawsuits, wage garnishment, property liens and constant harassment by bill collectors. Even worse, you might begin to be threatened with the loss of property through foreclosure, eviction and repossessions.

The Powerful Automatic Stay

This aspect of a chapter 7 filing is nearly magical in its powers. This valuable perk of filing is automatic, you need not do another thing to stop certain legal actions that may be in progress or about to be commenced against you. In this instance, you can (at least temporarily) stop utility shut-offs, evictions, repossessions of vehicles, foreclosures and more. Additionally, all bill collection activities should come to an immediate halt with your federal filing. The automatic stay is an important aspect of the relief found by an emergency chapter 7 filing, but this form of relief exists for all chapter 7 filings.

The Emergency Bankruptcy Package

The key factor that gives the emergency bankruptcy filing its benefit is the considerable reduction in paperwork that must be filled out and filed. You can file with the few quick forms below, and come back later to complete the job:

  1. Creditor's Matrix: This is undoubtedly the most important document in a bankruptcy filing, since it lists your creditors, contact information, amounts you owe them and more.

  2. Form B-1: The first 3 pages of the petition.

  3. Form B-21: The Social Security number statement.

  4. Exhibit D: In most cases, filers must undergo a class before they can file that consists of filing out a budget. You may be able to get out of taking this class before you file the emergency paperwork if you can show good cause for proceeding without it. For instance, if you are about to have your home foreclosed on that might constitute good cause. You will still need to come back and take this class and one other class concerning personal finances before your bankruptcy is final.

Complete the Package

Once you have filed your emergency paperwork, you must follow up with the remainder of the package or your bankruptcy is at risk of being dismissed. You have 14 days after the filing to complete it.

Speak to a lawyer for bankruptcy for more information.